:root {
            --navy:        #0D2340;
            --navy-light:  #163358;
            --gold:        #C9943A;
            --gold-light:  #E5B860;
            --gold-pale:   #FDF3E0;
            --white:       #FFFFFF;
            --gray-light:  #F4F6F8;
            --gray-mid:    #E8ECF0;
            --text-dark:   #1A1A2E;
            --text-body:   #4A5568;
            --text-muted:  #718096;
            --border:      #D1D9E0;
            --shadow-sm:   0 2px 8px rgba(13,35,64,0.08);
            --shadow-md:   0 6px 24px rgba(13,35,64,0.12);
            --radius:      12px;
            --radius-lg:   20px;
            --radius-pill: 50px;
        }

        *, *::before, *::after { box-sizing: border-box; }

        html { font-size: 16px; scroll-behavior: smooth; }

        body {
            font-family: 'Poppins', sans-serif;
            color: var(--text-body);
            background: var(--white);
            margin: 0;
            padding: 0;
        }

        h1, h2, h3, h4 {
            font-family: 'Montserrat', sans-serif;
            color: var(--text-dark);
            font-weight: 800;
            line-height: 1.2;
        }

        p { line-height: 1.8; margin-bottom: 1rem; }

        a { color: var(--gold); }
        a:hover { color: var(--navy); }

        img { max-width: 100%; height: auto; display: block; }

        .pageWidth {
            width: 100%;
            max-width: 1200px;
            margin-left: auto;
            margin-right: auto;
            padding-left: 20px;
            padding-right: 20px;
        }

        /* =============================================
           HEADER BAR
        ============================================= */
        .legal-header {
            background: var(--navy);
            padding: 20px 0;
            border-bottom: 3px solid var(--gold);
        }

        .legal-header-inner {
            display: flex;
            align-items: center;
            justify-content: space-between;
            gap: 16px;
            flex-wrap: wrap;
        }

        .logo-link {
            display: flex;
            align-items: center;
            gap: 12px;
            text-decoration: none;
        }

        .logo-text-main {
            font-family: 'Montserrat', sans-serif;
            font-weight: 800;
            font-size: 1rem;
            color: var(--white);
            display: block;
            line-height: 1.1;
        }

        .logo-text-sub {
            font-size: 0.7rem;
            color: var(--gold-light);
            letter-spacing: 1.5px;
            text-transform: uppercase;
            display: block;
        }

        .header-back-link {
            font-family: 'Montserrat', sans-serif;
            font-size: 0.82rem;
            font-weight: 600;
            color: rgba(255,255,255,0.65);
            text-decoration: none;
            display: flex;
            align-items: center;
            gap: 7px;
            transition: color 0.2s ease;
        }

        .header-back-link:hover { color: var(--gold-light); }

        /* =============================================
           PAGE HERO BAND
        ============================================= */
        .legal-hero {
            background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
            padding: 56px 0 48px;
            text-align: center;
        }

        .legal-hero h1 {
            color: var(--white);
            font-size: clamp(1.8rem, 4vw, 2.6rem);
            margin-bottom: 10px;
        }

        .legal-hero .subtitle {
            color: rgba(255,255,255,0.6);
            font-size: 0.9rem;
            margin: 0;
        }

        .legal-hero .gold-rule {
            width: 56px;
            height: 4px;
            background: var(--gold);
            border-radius: 2px;
            margin: 18px auto 0;
        }

        /* =============================================
           TAB NAVIGATION
        ============================================= */
        .legal-tabs {
            background: var(--white);
            border-bottom: 2px solid var(--gray-mid);
            position: sticky;
            top: 0;
            z-index: 100;
            box-shadow: var(--shadow-sm);
        }

        .legal-tabs-inner {
            display: flex;
            gap: 0;
        }

        .legal-tab-btn {
            font-family: 'Montserrat', sans-serif;
            font-weight: 700;
            font-size: 0.88rem;
            color: var(--text-muted);
            background: none;
            border: none;
            border-bottom: 3px solid transparent;
            padding: 16px 28px;
            cursor: pointer;
            transition: color 0.2s ease, border-color 0.2s ease;
            text-decoration: none;
            display: inline-block;
            letter-spacing: 0.3px;
            margin-bottom: -2px;
        }

        .legal-tab-btn:hover {
            color: var(--navy);
        }

        .legal-tab-btn.active {
            color: var(--navy);
            border-bottom-color: var(--gold);
        }

        /* =============================================
           MAIN CONTENT LAYOUT
        ============================================= */
        .legal-body {
            padding: 60px 0 80px;
            background: var(--white);
        }

        .legal-content-wrap {
            max-width: 820px;
        }

        /* Sidebar TOC */
        .legal-toc {
            position: sticky;
            top: 64px;
            background: var(--gray-light);
            border: 1px solid var(--border);
            border-radius: var(--radius);
            padding: 24px;
        }

        .legal-toc h5 {
            font-size: 0.78rem;
            font-weight: 700;
            letter-spacing: 2px;
            text-transform: uppercase;
            color: var(--text-muted);
            margin-bottom: 14px;
            font-family: 'Montserrat', sans-serif;
        }

        .toc-list {
            list-style: none;
            padding: 0;
            margin: 0;
        }

        .toc-list li {
            border-bottom: 1px solid var(--border);
        }

        .toc-list li:last-child { border-bottom: none; }

        .toc-list a {
            display: block;
            padding: 9px 0;
            font-size: 0.82rem;
            color: var(--text-body);
            text-decoration: none;
            font-weight: 500;
            transition: color 0.15s ease, padding-left 0.15s ease;
        }

        .toc-list a:hover {
            color: var(--gold);
            padding-left: 6px;
        }

        /* =============================================
           LEGAL DOCUMENT TYPOGRAPHY
        ============================================= */
        .legal-doc {
            display: none;
        }

        .legal-doc.active {
            display: block;
        }

        .legal-doc-title {
            font-size: clamp(1.5rem, 3vw, 2rem);
            color: var(--navy);
            margin-bottom: 6px;
        }

        .legal-meta {
            font-size: 0.82rem;
            color: var(--text-muted);
            margin-bottom: 32px;
            padding-bottom: 20px;
            border-bottom: 2px solid var(--gray-mid);
        }

        .legal-meta strong { color: var(--text-dark); }

        .legal-section {
            margin-bottom: 36px;
            padding-bottom: 36px;
            border-bottom: 1px solid var(--gray-mid);
            scroll-margin-top: 80px;
        }

        .legal-section:last-child {
            border-bottom: none;
            margin-bottom: 0;
            padding-bottom: 0;
        }

        .legal-section h3 {
            font-size: 1.1rem;
            color: var(--navy);
            margin-bottom: 12px;
            display: flex;
            align-items: center;
            gap: 10px;
        }

        .legal-section h3 .section-num {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            width: 28px;
            height: 28px;
            background: var(--gold-pale);
            border: 1px solid rgba(201,148,58,0.3);
            border-radius: 50%;
            font-size: 0.72rem;
            font-weight: 800;
            color: var(--gold);
            flex-shrink: 0;
        }

        .legal-section p,
        .legal-section ul {
            font-size: 0.93rem;
            color: var(--text-body);
        }

        .legal-section ul {
            padding-left: 0;
            list-style: none;
            margin: 0;
        }

        .legal-section ul li {
            padding: 5px 0 5px 22px;
            position: relative;
            line-height: 1.7;
        }

        .legal-section ul li::before {
            content: '';
            position: absolute;
            left: 4px;
            top: 13px;
            width: 6px;
            height: 6px;
            background: var(--gold);
            border-radius: 50%;
        }

        /* Intro paragraph (company description) */
        .legal-intro {
            background: var(--gray-light);
            border-left: 4px solid var(--gold);
            border-radius: 0 var(--radius) var(--radius) 0;
            padding: 18px 20px;
            margin-bottom: 32px;
            font-size: 0.93rem;
            color: var(--text-body);
        }

        /* Contact block */
        .legal-contact-block {
            background: var(--navy);
            color: var(--white);
            border-radius: var(--radius);
            padding: 24px 28px;
            margin-top: 12px;
        }

        .legal-contact-block p {
            margin: 0 0 6px;
            font-size: 0.9rem;
            color: rgba(255,255,255,0.85);
        }

        .legal-contact-block p:last-child { margin: 0; }

        .legal-contact-block a {
            color: var(--gold-light);
            text-decoration: none;
        }

        .legal-contact-block a:hover {
            color: var(--white);
            text-decoration: underline;
        }

        .legal-contact-block strong {
            color: var(--white);
        }

        /* Service area pills */
        .area-pills {
            display: flex;
            flex-wrap: wrap;
            gap: 8px;
            margin-top: 10px;
        }

        .area-pill {
            background: var(--gold-pale);
            border: 1px solid rgba(201,148,58,0.3);
            color: var(--gold);
            font-size: 0.78rem;
            font-weight: 600;
            font-family: 'Montserrat', sans-serif;
            padding: 5px 14px;
            border-radius: var(--radius-pill);
        }

        /* =============================================
           FOOTER
        ============================================= */
        .legal-footer {
            background: #070f1a;
            color: rgba(255,255,255,0.5);
            padding: 32px 0 24px;
        }

        .legal-footer-inner {
            display: flex;
            align-items: center;
            justify-content: space-between;
            flex-wrap: wrap;
            gap: 12px;
        }

        .legal-footer p {
            margin: 0;
            font-size: 0.8rem;
            line-height: 1.5;
        }

        .legal-footer a {
            color: rgba(255,255,255,0.45);
            text-decoration: none;
            font-size: 0.8rem;
        }

        .legal-footer a:hover { color: var(--gold-light); }

        .legal-footer .footer-links {
            display: flex;
            gap: 16px;
            flex-wrap: wrap;
        }

        /* =============================================
           RESPONSIVE
        ============================================= */
        @media (max-width: 767px) {
            .legal-toc { display: none; }
            .legal-hero { padding: 36px 0 28px; }
            .legal-tab-btn { padding: 14px 16px; font-size: 0.82rem; }
        }